Home » Author Archives: Contributing Columnist

Author Archives: Contributing Columnist

COMMERCIAL FINANCE 701 — Enhancing a title policy with endorsements

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Although often overlooked, title policy endorsements are an integral part of a commercial real estate title insurance policy.  These optional add-ons greatly enhance the coverage and protection provided to an insured owner or lender. My law partners Molly Jeffcoat Moody and Ben Williams, the usual authors of this column, discussed in a prior column the differences in title certificates, title ...

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BOOK BIZ — A TV journalist finds solace in an unlikely place

» 10% Happier
By Dan Harris 
Published by Dey St
$15.99 softback

Television journalist Dan Harris was reading news headlines and stories for Good Morning America one June morning in 2004 when something scary happened to him: he had a panic attack on live national TV. Millions of people watched him stumble through his words and they then saw him end the segment early and awkwardly. Harris was not new to the ...

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TODD SMITH — Pay close attention to all segments of millennials

Millennials

Listen up, brand leaders: What you have been told about millennials is (mostly) wrong. According to new research from Carat, based on 14,000 millennials aged 15-to-34, this age group doesn’t quite meet the stereotype of “hyper-connected optimistic digital extroverts.” In fact, the stereotype applies to only about 42 percent of millennials, or about 36 million people. The other 49 million ...

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BILL CRAWFORD — Initiative 42 may be a wolf in sheep’s clothing

education

At forums across the state held by Secretary of State Delbert Hosemann, proponents stubbornly argue that Initiative 42 is simply about getting the Mississippi Adequate Education Program (MAEP) fully funded. That’s what their petition said. That’s what their upcoming, expensive advertising campaign is likely to say.   But that’s not what their proposed constitutional amendment says:    “To protect each ...

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BOOK BIZ — A Mississippi father looms large in this funny memoir

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Father’s Day may be behind us already this year, but that’s no reason not to let Harrison Scott Key entertain you with tales (some tall) about both his larger-than-life father and his Mississippi upbringing. You’ll laugh, you’ll cry, and if you’re of a certain age, you’ll reminisce about the time your own dad brought home a three-wheeler for you and ...

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COMMERCIAL FINANCE 701 — Appraisals, cap rates & loan dollars

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An appraisal is one of the most significant obstacles to a competent developer’s obtaining a commercial loan.  Once received, the anticipated appraisal chiefly goes unread – except for a few critical numbers.  This article discusses appraisals, cap rates and loan dollars. What is an appraisal? Not surprisingly, the feds have their own definition of “appraisal.”  At 12 CFR 225.62, the ...

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MARK BLACKWELL — Rising rates and falling markets?

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Two points of prevalent financial wisdom are that (1) after nine years without a rate hike, the Fed will begin a long process of nudging interest rates higher by raising the Fed Funds Rate in September and that (2) rising rates will trigger a decline in stock and bond markets.  Neither is a foregone conclusion. In two consecutive days in ...

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SUMESH ARORA — Adopting innovations is a piece of cookie!

Cleantech Open National Grand Prize Award Ceremony (pictured Cynthia O’Donnell (CEO, NG1) – second from right, Dustin Nord (CTO, NG1) – third from left)

Ok, I know the age old saying is “a piece of cake,” but I contend that my way of stating the complexity of a task completed will revolutionize the world of food-based analogies and gives us a much more intuitive way of expressing it. The new methodology actually has a scale of how hard or easy the task is: soft, ...

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JOSH MABUS — Hand in hand, small business and industry

small business

There seems to be a debate in many cities, in our own state and across the country. Do we invest in small businesses, which employ lots of people as a group but are individually volatile and have lower economic impacts? Or do we invest in attracting corporations, which can be demanding and hard to come by? We often talk about ...

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