Insurance Department investigating insurer’s activities

JACKSON — The Mississippi Insurance Department is alerting the Mississippi producer community that it is investigating possible instances of unauthorized insurance activity focusing on habitation risks (e.g., apartment buildings, condominium developments, hotels, etc.).

Specifically, alleged coverage, binders and/or policies placed through an unlicensed individual and entity, Michael A. “Mike” Ward or his related entity, JRSO Inc. are suspect, the MID reports. For any coverage that is unauthorized, legitimate coverage should be immediately obtained and the MID should be contacted.

Neither Ward nor JRSO Inc. is licensed in Mississippi.

Parties who have any questions about this matter generally, or if they specifically conducted business with Ward or JRSO, the Mississippi Insurance Department is asking them to contact John Hornback, director of investigations and consumer protection at (601) 359-3569 or

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