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	<title>Mississippi Business Journal &#187; Carol Penick</title>
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		<title>Survey shows struggle to survive between paychecks</title>
		<link>http://msbusiness.com/blog/2010/12/19/survey-shows-struggle-to-survive-between-paychecks/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=survey-shows-struggle-to-survive-between-paychecks</link>
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		<pubDate>Sun, 19 Dec 2010 06:00:03 +0000</pubDate>
		<dc:creator>Ted Carter</dc:creator>
				<category><![CDATA[MBJ FEATURE]]></category>
		<category><![CDATA[Carol Penick]]></category>
		<category><![CDATA[Financial Industry Regulatory Authority]]></category>
		<category><![CDATA[Jamie Fulmer]]></category>
		<category><![CDATA[John Allison]]></category>
		<category><![CDATA[payday loans]]></category>
		<category><![CDATA[Selena Swartzfager]]></category>

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		<description><![CDATA[<p>More than 1 in 3 Mississippians took out payday loans or other type high-cost, short-term loans in last five years Mississippi’s legislators faced with having to decide whether to renew a payday lending law in 2012 have a new factor to consider:  More Mississippians than ever are living paycheck-to-paycheck. Unless conventional banks make short-term, low-dollar loans [...]</p><p>The post <a href="http://msbusiness.com/blog/2010/12/19/survey-shows-struggle-to-survive-between-paychecks/">Survey shows struggle to survive between paychecks</a> appeared first on <a href="http://msbusiness.com">Mississippi Business Journal</a>.</p>]]></description>
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		<title>Getting an early start</title>
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		<pubDate>Sun, 21 Nov 2010 06:00:43 +0000</pubDate>
		<dc:creator>Ted Carter</dc:creator>
				<category><![CDATA[Banking & Finance]]></category>
		<category><![CDATA[Carol Penick]]></category>
		<category><![CDATA[Jamie Fulmer]]></category>
		<category><![CDATA[John Allison]]></category>
		<category><![CDATA[Mississippians for Fair Lending]]></category>
		<category><![CDATA[payday loan issue]]></category>

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		<description><![CDATA[<p>Battle over renewing payday lending law already on the minds of many &#62;&#62; Mississippi’s law regulating short-term loan industry is scheduled to sunset in 2012 if not renewed Mississippi’s legislators can expect their appointment books to begin filling up early in the new year with representatives on both sides of the payday loan issue. Mississippi’s payday lending [...]</p><p>The post <a href="http://msbusiness.com/blog/2010/11/21/getting-an-early-start/">Getting an early start</a> appeared first on <a href="http://msbusiness.com">Mississippi Business Journal</a>.</p>]]></description>
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		<title>BankPlus program offers alternative to payday loan</title>
		<link>http://msbusiness.com/blog/2010/11/21/bankplus-program-offers-alternative-to-payday-loan/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=bankplus-program-offers-alternative-to-payday-loan</link>
		<comments>http://msbusiness.com/blog/2010/11/21/bankplus-program-offers-alternative-to-payday-loan/#comments</comments>
		<pubDate>Sun, 21 Nov 2010 06:00:13 +0000</pubDate>
		<dc:creator>Ted Carter</dc:creator>
				<category><![CDATA[Banking & Finance]]></category>
		<category><![CDATA[BankPlus]]></category>
		<category><![CDATA[Bill Ray]]></category>
		<category><![CDATA[Carol Penick]]></category>
		<category><![CDATA[CreditPlus]]></category>
		<category><![CDATA[Martha Bergmark]]></category>

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		<description><![CDATA[<p>CreditPlus gains praise from experts as way to serve struggling borrowers BankPlus is winning applause across the state for its CreditPlus small-dollar loan program designed an alternative to payday loans. The loans are also designed to help borrowers pay off existing payday loans at a 5 percent interest rate, far lower than rates of the [...]</p><p>The post <a href="http://msbusiness.com/blog/2010/11/21/bankplus-program-offers-alternative-to-payday-loan/">BankPlus program offers alternative to payday loan</a> appeared first on <a href="http://msbusiness.com">Mississippi Business Journal</a>.</p>]]></description>
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