by Ike Trotter Published: September 16,2012
Tags: Ike Trotter, Life & Health Insurance Foundation for Education, life insurance
It has become somewhat of a custom for me to write about life insurance concepts during the month of September. And, my comments come fairly easy because I believe in life insurance and have seen the many ways in which it has held families together during financial uncertainties. My comments for this month are also [...] [...]
by Ike Trotter Published: August 12,2012
Tags: Banking & Finance, Fannie Mae, Freddie Mac, Ike Trotter
For most today, a home mortgage is the largest single investment that one normally makes over a working lifetime. It can also be said, however — after the initial excitement of purchasing the home has been made — that dealing with the procedures necessary to buying a home can also be one of the biggest [...] [...]
by Ike Trotter Published: May 20,2012
Tags: banking, credit score, finance, Ike Trotter
One of the financial necessities required in today’s world is good credit. It can make a huge difference when you’re trying to pass muster with a landlord, a lender or even a potential employer. On a numeric grading system, it helps to have a credit score of 740 or better. And while the medium credit [...] [...]
by Ike Trotter Published: April 29,2012
Tags: Gulf Coast, Ike Trotter, personal finance, safe money
With the weather getting warmer as winter turns into spring, many families begin thinking about where to make plans for a summer vacation. I dare say a popular vacation destination for a lot of Mississippi families is to head south to the beaches of the Gulf Coast and enjoy the sun and fun. And I [...] [...]
by Ike Trotter Published: April 8,2012
Tags: Form 8949, Ike Trotter, IRS, Roth IRA, tax season
Every year, the IRS enacts certain changes to the tax code; some large — but most fairly small. There are those situations, however, where some changes to the tax code don’t receive as much notice as they should. This year is no exception. Here is a rundown of what may affect some taxpayers this year. [...] [...]
by Ike Trotter Published: February 3,2012
Tags: column, finance, Ike Trotter, Mississippi, Mississippi Business Journal, Woodbury Financial Services Inc.
Many of life’s biggest financial decisions are made proactively . . . while others are reactive. It just goes with the territory. Labor long enough in the everyday grind of working life and you’ll face the fact that some financial decisions are just going to be made “on the fly.” However, to help make sure [...] [...]
by Ike Trotter Published: January 15,2012
Tags: finance, Financial emergencies, financial times, Ike Trotter, MBJ column, Recurring expenses, Short term expenses, Total liabilities
By now, the Christmas tree has been put out on the curb and you’re close to finishing all the candies and cakes you didn’t need to begin with. Its time again for that annual ritual and you know what I’m referring to: New Years Resolutions, or, more to the point, financial resolutions for the year [...] [...]
by Ike Trotter Published: December 11,2011
Tags: column, Ike Trotter, Medicare, Medicare Open enrollment
There are certain dates in early December concerning Medicare that involve various enrollment periods scheduled. Most people approaching age 65 or those already on Medicare are well aware of these dates. But for those that are not, here is up to date information as to how these options play out: Medicare Open enrollment. This is [...] [...]
by Ike Trotter Published: November 6,2011
Tags: COLUMNS, Ike Trotter, risks
My work is basically about helping people manage risk. That being primarily the hazards of life we all experience on a day to day basis. And it’s a risky business because life itself can be risky. Whether walking across the highway, being diagnosed with a catastrophic medical expenses or having an unexpected loss of income [...] [...]
by Ike Trotter Published: October 9,2011
Tags: healthcare, Ike Trotter, MBJ column
Unless reversed through some miraculous political turn of events in the coming days, the era of Obamacare is getting closer at hand. Like it or not, here are a few major and minor adjustments to keep you abreast of what is in store for not only 2012, but 2013 and 2014, as well. And if [...] [...]
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