Archive | November 29th, 2010

Problem assets declining for Miss. banks. Fluke or trend?

November 29, 2010

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By Amy McCullough More than half of metro area banks across Mississippi have experienced a decrease in troubled or problem assets during the most recent quarter (ending June 2010), according to data from the Bank Tracker website. A “troubled asset ratio” compares the sum of troubled assets with the sum of Tier 1 Capital plus […]

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If big banks fail again, creditors will see only limited protection

November 29, 2010

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By Ted Carter Been wondering just how the federal government plans to divvy up the assets of the Too-Big-to-Fail financial institutions if they go wobbly again? It will do the resolution assets the same way it handles those of much smaller institutions, FDIC Chairman Sheila C. Bair told the National Conference on the Securities Industry […]

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FDIC endorses shift in loan-loss policy

November 29, 2010

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By Ted Carter Sheila Bair, the FDIC chair, says the agency thinks a healthy balance can be achieved in standards for setting aside loan-loss reserves. “In that regard, we support moving from a probable-loss measurement of impairment to an expected-loss threshold,” she says. This, she says, will ensure that financial institutions maintain appropriate resources on […]

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