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Tag Archives: Brandon Roberts

What next for banks after failed debit fee experiment?

Dead in a near blink of an eye. That’s how history will chronicle the big idea banks had for ginning up revenue through a monthly fee to customers for debit-card transactions. Perhaps you can blame awful timing. Parks in cities across the nation began filling up with protests against Wall Street and the banking system at about the same time ...

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Days of free debit card use could be coming to an end

Banks have to find ways to offset lower fees from merchants on debit card transactions Achieving that critical balance between a viable revenue level and a satisfied customer base is about to get much more difficult for bankers in Mississippi. They must make tough decisions  before the Federal Reserve’s Board of Governors puts a cap on the fees that can be ...

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Quantitative exams give clearer picture of loan pricing

Regression modeling gives insight into maintaining lending fairness An evolution of sorts has been occurring the past several years in how banking regulators monitor banks for compliance with federal fair lending laws. While they have become more stringent in compliance examinations over the last five years, regulators have also expanded the factors they weigh in deciding whether a bank has ...

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