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Tag Archives: Phil Hardwick

PHIL HARDWICK — Using life cycle charts to analyze your business and plan your future

Life cycle charts can help your business or organization identify its strengths and weaknesses and plan the future. Life cycles are commonly associated with products. In Marketing 101 students are introduced to product life cycles. They learn about the stages of the product life cycle: Growth, stability, decline and renewal. For example, the disposable camera is a product that came ...

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PHIL HARDWICK: Who matters most to the small business owner?

The small business owner must serve four masters. They are the customer, the employee, the product or service and the owner himself or herself? Each is important, but is there one more important than the others?  The four perspectives about each are presented for discussion before revealing that there is evidence that suggests one provides the best return on investment. ...

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PHIL HARDWICK — Buy and flip or buy and hold?

Dear Phil: My husband and I have an opportunity to buy a rather run-down house in a nearby neighborhood. I feel like it is just too good an opportunity to pass up. We are undecided on whether to buy it and resell it as is, buy it and have a contractor make the necessary repairs or buy it and make ...

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PHIL HARDWICK — Financial literacy makes better schools and communities

I love Junior Achievement. Too bad it’s no longer around. Once upon a time I was a Junior Achievement volunteer, a business person who went into elementary schools and presented a program about work-readiness, entrepreneurship and financial literacy. Trained by Junior Achievement of Mississippi and equipped with some excellent instructional materials, I, like dozens of other volunteers, would go into ...

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PHIL HARDWICK: Sales tax collections as an economic indicator

Small business makes a substantial contribution to the economic health of cities in Mississippi. Small businesses not only provide jobs, their sales tax collections are a significant source of revenue for their communities. That makes them economic development engines. Although the term “economic development” has no standard definition, it is generally agreed that economic development is “the process of increasing ...

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PHIL HARDWICK — The value of corporate headquarters to communities

For many people, growing up in Jackson, Mississippi in the 1950’s and ’60’s meant banking at Deposit Guaranty, buying groceries at Jitney Jungle and shopping for clothing at McRae’s. Today, those homegrown local businesses are no longer wearing the same names as a result of being acquired by even bigger businesses. Not only did the names go away, but so ...

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PHIL HARDWICK — Commencement speeches we will never hear

The 2014 graduation season will be remembered for speeches not made. And that is not a good thing. It is not new for students to protest against the selection of graduation speakers. During the 1960’s, students spoke out and criticized at graduation ceremonies to protest the U.S. involvement in Vietnam. Things settled down for a decade or so, but lately ...

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