UnitedHealthcare’s Golden Rule Insurance Company is introducing two new short-term health insurance plans in 19 states designed to meet people’s needs for more flexible and cost-effective approaches to coverage.
Golden Rule’s new Short Term Medical Plus and Short Term Medical Value plans are designed to bridge gaps in health insurance coverage for workers between jobs who find COBRA too costly or who are not eligible for COBRA, new graduates looking for work, students dropping off their parents’ plans, new employees not yet covered by employer plans, early retirees awaiting Medicare eligibility and others whose lives are in time of transition.
In Alabama, Arkansas, Florida, Iowa, Illinois, Maryland, Missouri, Mississippi, Nebraska, Oklahoma, Pennsylvania, Tennessee, Texas and Wisconsin, consumers can choose from one to 12 months of coverage with either of Golden Rule’s new short-term plans; and in Arizona, Indiana, Michigan, Ohio and Virginia, one to six months of coverage is available. Consumers can then apply for additional months of coverage and consecutive short-term plans, in accordance with state law.
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