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Author Archives: Ike Trotter

Buying a home? Not so dreamy

For most today, a home mortgage is the largest single investment that one normally makes over a working lifetime. It can also be said, however — after the initial excitement of purchasing the home has been made — that dealing with the procedures necessary to buying a home can also be one of the biggest hassles in life, as well. ...

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TROTTER: The retirement reality check

Several years back, there was a popular book entitled “What They Don’t Teach You at Harvard Business School.” Perhaps someday, another book will appear to discuss certain aspects of the retirement experience that go unrecognized, as well. That being said, here are some of the little things in that regard that can be frequently overlooked. 1 — Will you need ...

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What’s to happen with Greece?

Greece were to default in the coming months, what kind of financial effect would that have here in America? Nobody can predict the endgame yet. And, in fact, Greece may even stay in the European Union (EU), although this is looking less and less likely. The big concern increasingly isn’t so much as what happens to Greece as it is ...

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The importance of having good credit

One of the financial necessities required in today’s world is good credit. It can make a huge difference when you’re trying to pass muster with a landlord, a lender or even a potential employer. On a numeric grading system, it helps to have a credit score of 740 or better. And while the medium credit score in America today is ...

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TROTTER: Last-minute tax reminders for 2012

Every year, the IRS enacts certain changes to the tax code; some large — but most fairly small. There are those situations, however, where some changes to the tax code don’t receive as much notice as they should. This year is no exception. Here is a rundown of what may affect some taxpayers this year. Don’t forget Form 8949 — ...

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PERSPECTIVE: Are higher taxes ahead?

Preliminary talk coming out of Washington, D.C., has it that the wealthiest of U.S. taxpayers could be hit hard if the tax proposals in President Obama’s 2013 federal budget become law. Then again, there is always wiggle-room for this being softened by eventual bipartisan compromise. Even so, as currently proposed, it would impact the wealthiest Americans on several fronts First ...

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IKE TROTTER — Having a monthly planning schedule

Many of life’s biggest financial decisions are made proactively . . . while others are reactive. It just goes with the territory. Labor long enough in the everyday grind of working life and you’ll face the fact that some financial decisions are just going to be made “on the fly.” However, to help make sure this young year is headed ...

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